Laredo vs Naperville
Cost of Living Comparison · 2026
Laredo
Naperville
The Verdict
Living in Laredo costs 26.8% less than Naperville. To match the purchasing power of a $75,000 salary in Laredo, you would need $102,439 in Naperville.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Laredo has the same purchasing power as $102,439 in Naperville.
Conversely, $75,000 in Naperville equals $54,911 in Laredo.
Living in Laredo vs Naperville
Housing Costs
Laredo's housing index of 81 is lower Naperville's 130, translating to median home prices of $190,000 vs $430,000. The $240,000 difference in home prices means roughly $15,600 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Laredo compared to $1,800/mo in Naperville, a monthly difference of $725.
Grocery & Food Costs
Grocery expenses index at 91 in Laredo and 104 in Naperville. A household spending the national average of $475/month on groceries would pay approximately $432/month in Laredo vs $494/month in Naperville. Laredo offers a meaningful advantage on everyday food costs, saving roughly $744/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 107 in Laredo and 99 in Naperville. Monthly utility bills average approximately $428 in Laredo vs $396 in Naperville. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 77 in Laredo and 101 in Naperville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 24-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $63,900 in Laredo and $118,254 in Naperville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,927 and $105,584 respectively. Naperville residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,491/month to housing in Laredo vs $2,759/month in Naperville. In Laredo, median rent of $1,075/mo fits within this budget. In Naperville, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 49 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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