City Comparison

Laredo vs Mobile

Cost of Living Comparison · 2026

Laredo

Texas
82
Very Affordable
$190,000
Median Home
$1,075/mo
Median Rent
$63,900
Median Income

Mobile

Alabama
84
Very Affordable
$193,000
Median Home
$975/mo
Median Rent
$53,600
Median Income

The Verdict

2.4%

Living in Laredo costs 2.4% less than Mobile. To match the purchasing power of a $75,000 salary in Laredo, you would need $76,829 in Mobile.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Laredo
60
Mobile
Groceries
91
Laredo
98
Mobile
Utilities
107
Laredo
108
Mobile
Transportation
90
Laredo
90
Mobile
Healthcare
77
Laredo
100
Mobile

Salary Equivalence

A $75,000 salary in Laredo has the same purchasing power as $76,829 in Mobile.

Conversely, $75,000 in Mobile equals $73,214 in Laredo.

Living in Laredo vs Mobile

Housing Costs

Laredo's housing index of 81 is higher Mobile's 60, translating to median home prices of $190,000 vs $193,000. The $3,000 difference in home prices means roughly $192 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Laredo compared to $975/mo in Mobile, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 91 in Laredo and 98 in Mobile. A household spending the national average of $475/month on groceries would pay approximately $432/month in Laredo vs $466/month in Mobile. Laredo offers a meaningful advantage on everyday food costs, saving roughly $408/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 107 in Laredo and 108 in Mobile. Monthly utility bills average approximately $428 in Laredo vs $432 in Mobile. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 77 in Laredo and 100 in Mobile. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $63,900 in Laredo and $53,600 in Mobile. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,927 and $63,810 respectively. Laredo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,491/month to housing in Laredo vs $1,251/month in Mobile. In Laredo, median rent of $1,075/mo fits within this budget. In Mobile, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Laredo is 2.4% more affordable overall with an index of 82 vs 84.
A $75,000 salary in Laredo has equivalent purchasing power to approximately $76,829 in Mobile, based on the cost of living difference.
Laredo's housing index is 81 with median homes at $190,000, while Mobile's is 60 with median homes at $193,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases