City Comparison

Laredo vs Manchester

Cost of Living Comparison · 2026

Laredo

Texas
82
Very Affordable
$190,000
Median Home
$1,075/mo
Median Rent
$63,900
Median Income

Manchester

New Hampshire
118
Above Average
$350,000
Median Home
$1,600/mo
Median Rent
$65,018
Median Income

The Verdict

30.5%

The cost gap between these cities is 30.5%, with Laredo being the more affordable option. A $75,000 income in Laredo has equivalent purchasing power to $107,927 in Manchester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Laredo
140
Manchester
Groceries
91
Laredo
105
Manchester
Utilities
107
Laredo
114
Manchester
Transportation
90
Laredo
100
Manchester
Healthcare
77
Laredo
112
Manchester

Salary Equivalence

A $75,000 salary in Laredo has the same purchasing power as $107,927 in Manchester.

Conversely, $75,000 in Manchester equals $52,119 in Laredo.

Living in Laredo vs Manchester

Housing Costs

Laredo's housing index of 81 is lower Manchester's 140, translating to median home prices of $190,000 vs $350,000. The $160,000 difference in home prices means roughly $10,404 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Laredo compared to $1,600/mo in Manchester, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 91 in Laredo and 105 in Manchester. A household spending the national average of $475/month on groceries would pay approximately $432/month in Laredo vs $499/month in Manchester. Laredo offers a meaningful advantage on everyday food costs, saving roughly $804/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 107 in Laredo and 114 in Manchester. Monthly utility bills average approximately $428 in Laredo vs $456 in Manchester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 77 in Laredo and 112 in Manchester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 35-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $63,900 in Laredo and $65,018 in Manchester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $77,927 and $55,100 respectively. Laredo residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,491/month to housing in Laredo vs $1,517/month in Manchester. In Laredo, median rent of $1,075/mo fits within this budget. In Manchester, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 59 index points — focus your budget analysis there.

Frequently Asked Questions

Laredo is 30.5% more affordable overall with an index of 82 vs 118.
A $75,000 salary in Laredo has equivalent purchasing power to approximately $107,927 in Manchester, based on the cost of living difference.
Laredo's housing index is 81 with median homes at $190,000, while Manchester's is 140 with median homes at $350,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases