City Comparison

Lancaster vs Youngstown

Cost of Living Comparison · 2026

Lancaster

Pennsylvania
100
Average
$225,000
Median Home
$1,175/mo
Median Rent
$63,700
Median Income

Youngstown

Ohio
82
Very Affordable
$102,000
Median Home
$725/mo
Median Rent
$34,600
Median Income

The Verdict

22.0%

The cost gap between these cities is 22.0%, with Youngstown being the more affordable option. A $75,000 income in Lancaster has equivalent purchasing power to $61,500 in Youngstown.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
67
Lancaster
41
Youngstown
Groceries
97
Lancaster
98
Youngstown
Utilities
110
Lancaster
96
Youngstown
Transportation
110
Lancaster
101
Youngstown
Healthcare
94
Lancaster
90
Youngstown

Salary Equivalence

A $75,000 salary in Lancaster has the same purchasing power as $61,500 in Youngstown.

Conversely, $75,000 in Youngstown equals $91,463 in Lancaster.

Living in Lancaster vs Youngstown

Housing Costs

Lancaster's housing index of 67 is higher Youngstown's 41, translating to median home prices of $225,000 vs $102,000. The $123,000 difference in home prices means roughly $7,992 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Lancaster compared to $725/mo in Youngstown, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 97 in Lancaster and 98 in Youngstown. A household spending the national average of $475/month on groceries would pay approximately $461/month in Lancaster vs $466/month in Youngstown. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Lancaster and 96 in Youngstown. Monthly utility bills average approximately $440 in Lancaster vs $384 in Youngstown. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 94 in Lancaster and 90 in Youngstown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $63,700 in Lancaster and $34,600 in Youngstown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,700 and $42,195 respectively. Lancaster residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Lancaster vs $807/month in Youngstown. In Lancaster, median rent of $1,175/mo fits within this budget. In Youngstown, median rent of $725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Youngstown is 22.0% more affordable overall with an index of 82 vs 100.
A $75,000 salary in Lancaster has equivalent purchasing power to approximately $61,500 in Youngstown, based on the cost of living difference.
Lancaster's housing index is 67 with median homes at $225,000, while Youngstown's is 41 with median homes at $102,000.

Moving & Relocation Resources

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