City Comparison

Lancaster vs Scranton

Cost of Living Comparison · 2026

Lancaster

Pennsylvania
100
Average
$225,000
Median Home
$1,175/mo
Median Rent
$63,700
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

11.1%

Scranton is 11.1% less expensive than Lancaster overall. A household earning $75,000 in Lancaster would need approximately $67,500 in Scranton to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
67
Lancaster
65
Scranton
Groceries
97
Lancaster
98
Scranton
Utilities
110
Lancaster
102
Scranton
Transportation
110
Lancaster
101
Scranton
Healthcare
94
Lancaster
90
Scranton

Salary Equivalence

A $75,000 salary in Lancaster has the same purchasing power as $67,500 in Scranton.

Conversely, $75,000 in Scranton equals $83,333 in Lancaster.

Living in Lancaster vs Scranton

Housing Costs

Lancaster's housing index of 67 is higher Scranton's 65, translating to median home prices of $225,000 vs $195,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,175/mo in Lancaster compared to $1,025/mo in Scranton, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 97 in Lancaster and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $461/month in Lancaster vs $466/month in Scranton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 110 in Lancaster and 102 in Scranton. Monthly utility bills average approximately $440 in Lancaster vs $408 in Scranton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 94 in Lancaster and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $63,700 in Lancaster and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,700 and $55,000 respectively. Lancaster residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,486/month to housing in Lancaster vs $1,155/month in Scranton. In Lancaster, median rent of $1,175/mo fits within this budget. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 11.1% more affordable overall with an index of 90 vs 100.
A $75,000 salary in Lancaster has equivalent purchasing power to approximately $67,500 in Scranton, based on the cost of living difference.
Lancaster's housing index is 67 with median homes at $225,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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