City Comparison

Lancaster vs Scranton

Cost of Living Comparison · 2026

Lancaster

California
128
Expensive
$447,000
Median Home
$1,625/mo
Median Rent
$81,500
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

42.2%

Scranton is 42.2% less expensive than Lancaster overall. A household earning $75,000 in Lancaster would need approximately $52,734 in Scranton to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
148
Lancaster
65
Scranton
Groceries
109
Lancaster
98
Scranton
Utilities
111
Lancaster
102
Scranton
Transportation
138
Lancaster
101
Scranton
Healthcare
96
Lancaster
90
Scranton

Salary Equivalence

A $75,000 salary in Lancaster has the same purchasing power as $52,734 in Scranton.

Conversely, $75,000 in Scranton equals $106,667 in Lancaster.

Living in Lancaster vs Scranton

Housing Costs

Lancaster's housing index of 148 is higher Scranton's 65, translating to median home prices of $447,000 vs $195,000. The $252,000 difference in home prices means roughly $16,380 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,625/mo in Lancaster compared to $1,025/mo in Scranton, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 109 in Lancaster and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $518/month in Lancaster vs $466/month in Scranton. Scranton offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 111 in Lancaster and 102 in Scranton. Monthly utility bills average approximately $444 in Lancaster vs $408 in Scranton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Lancaster and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $81,500 in Lancaster and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,672 and $55,000 respectively. Lancaster residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,902/month to housing in Lancaster vs $1,155/month in Scranton. In Lancaster, median rent of $1,625/mo fits within this budget. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 83 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 42.2% more affordable overall with an index of 90 vs 128.
A $75,000 salary in Lancaster has equivalent purchasing power to approximately $52,734 in Scranton, based on the cost of living difference.
Lancaster's housing index is 148 with median homes at $447,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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