City Comparison

Lakewood vs Reading

Cost of Living Comparison · 2026

Lakewood

Colorado
133
Expensive
$574,000
Median Home
$1,850/mo
Median Rent
$83,800
Median Income

Reading

Pennsylvania
89
Below Average
$155,000
Median Home
$1,050/mo
Median Rent
$45,600
Median Income

The Verdict

49.4%

The cost gap between these cities is 49.4%, with Reading being the more affordable option. A $75,000 income in Lakewood has equivalent purchasing power to $50,188 in Reading.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
188
Lakewood
62
Reading
Groceries
101
Lakewood
96
Reading
Utilities
85
Lakewood
105
Reading
Transportation
114
Lakewood
108
Reading
Healthcare
84
Lakewood
89
Reading

Salary Equivalence

A $75,000 salary in Lakewood has the same purchasing power as $50,188 in Reading.

Conversely, $75,000 in Reading equals $112,079 in Lakewood.

Living in Lakewood vs Reading

Housing Costs

Lakewood's housing index of 188 is higher Reading's 62, translating to median home prices of $574,000 vs $155,000. The $419,000 difference in home prices means roughly $27,240 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Lakewood compared to $1,050/mo in Reading, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 101 in Lakewood and 96 in Reading. A household spending the national average of $475/month on groceries would pay approximately $480/month in Lakewood vs $456/month in Reading. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 85 in Lakewood and 105 in Reading. Monthly utility bills average approximately $340 in Lakewood vs $420 in Reading. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 84 in Lakewood and 89 in Reading. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $83,800 in Lakewood and $45,600 in Reading. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,008 and $51,236 respectively. Lakewood residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,955/month to housing in Lakewood vs $1,064/month in Reading. In Lakewood, median rent of $1,850/mo fits within this budget. In Reading, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 126 index points — focus your budget analysis there.

Frequently Asked Questions

Reading is 49.4% more affordable overall with an index of 89 vs 133.
A $75,000 salary in Lakewood has equivalent purchasing power to approximately $50,188 in Reading, based on the cost of living difference.
Lakewood's housing index is 188 with median homes at $574,000, while Reading's is 62 with median homes at $155,000.

Moving & Relocation Resources

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