Lakewood vs Naples
Cost of Living Comparison · 2026
Lakewood
Naples
The Verdict
Naples is 3.9% less expensive than Lakewood overall. A household earning $75,000 in Lakewood would need approximately $72,180 in Naples to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Lakewood has the same purchasing power as $72,180 in Naples.
Conversely, $75,000 in Naples equals $77,930 in Lakewood.
Living in Lakewood vs Naples
Housing Costs
Lakewood's housing index of 188 is higher Naples's 180, translating to median home prices of $574,000 vs $520,000. The $54,000 difference in home prices means roughly $3,516 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Lakewood compared to $2,100/mo in Naples, a monthly difference of $250.
Grocery & Food Costs
Grocery expenses index at 101 in Lakewood and 106 in Naples. A household spending the national average of $475/month on groceries would pay approximately $480/month in Lakewood vs $504/month in Naples. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 85 in Lakewood and 96 in Naples. Monthly utility bills average approximately $340 in Lakewood vs $384 in Naples. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 84 in Lakewood and 98 in Naples. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $83,800 in Lakewood and $72,178 in Naples. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,008 and $56,389 respectively. Lakewood residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,955/month to housing in Lakewood vs $1,684/month in Naples. In Lakewood, median rent of $1,850/mo fits within this budget. In Naples, median rent of $2,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 14 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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