City Comparison

Lakewood vs Missoula

Cost of Living Comparison · 2026

Lakewood

Colorado
133
Expensive
$574,000
Median Home
$1,850/mo
Median Rent
$83,800
Median Income

Missoula

Montana
115
Above Average
$460,000
Median Home
$1,400/mo
Median Rent
$49,234
Median Income

The Verdict

15.7%

Missoula is 15.7% less expensive than Lakewood overall. A household earning $75,000 in Lakewood would need approximately $64,850 in Missoula to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
188
Lakewood
141
Missoula
Groceries
101
Lakewood
103
Missoula
Utilities
85
Lakewood
89
Missoula
Transportation
114
Lakewood
101
Missoula
Healthcare
84
Lakewood
102
Missoula

Salary Equivalence

A $75,000 salary in Lakewood has the same purchasing power as $64,850 in Missoula.

Conversely, $75,000 in Missoula equals $86,739 in Lakewood.

Living in Lakewood vs Missoula

Housing Costs

Lakewood's housing index of 188 is higher Missoula's 141, translating to median home prices of $574,000 vs $460,000. The $114,000 difference in home prices means roughly $7,416 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,850/mo in Lakewood compared to $1,400/mo in Missoula, a monthly difference of $450.

Grocery & Food Costs

Grocery expenses index at 101 in Lakewood and 103 in Missoula. A household spending the national average of $475/month on groceries would pay approximately $480/month in Lakewood vs $489/month in Missoula. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 85 in Lakewood and 89 in Missoula. Monthly utility bills average approximately $340 in Lakewood vs $356 in Missoula. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 84 in Lakewood and 102 in Missoula. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $83,800 in Lakewood and $49,234 in Missoula. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,008 and $42,812 respectively. Lakewood residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,955/month to housing in Lakewood vs $1,149/month in Missoula. In Lakewood, median rent of $1,850/mo fits within this budget. In Missoula, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 47 index points — focus your budget analysis there.

Frequently Asked Questions

Missoula is 15.7% more affordable overall with an index of 115 vs 133.
A $75,000 salary in Lakewood has equivalent purchasing power to approximately $64,850 in Missoula, based on the cost of living difference.
Lakewood's housing index is 188 with median homes at $574,000, while Missoula's is 141 with median homes at $460,000.

Moving & Relocation Resources

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