City Comparison

Lakeland vs Roswell

Cost of Living Comparison · 2026

Lakeland

Florida
92
Below Average
$307,000
Median Home
$1,525/mo
Median Rent
$64,200
Median Income

Roswell

Georgia
113
Above Average
$647,000
Median Home
$1,700/mo
Median Rent
$108,800
Median Income

The Verdict

18.6%

Living in Lakeland costs 18.6% less than Roswell. To match the purchasing power of a $75,000 salary in Lakeland, you would need $92,120 in Roswell.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
79
Lakeland
187
Roswell
Groceries
103
Lakeland
101
Roswell
Utilities
102
Lakeland
98
Roswell
Transportation
85
Lakeland
110
Roswell
Healthcare
95
Lakeland
103
Roswell

Salary Equivalence

A $75,000 salary in Lakeland has the same purchasing power as $92,120 in Roswell.

Conversely, $75,000 in Roswell equals $61,062 in Lakeland.

Living in Lakeland vs Roswell

Housing Costs

Lakeland's housing index of 79 is lower Roswell's 187, translating to median home prices of $307,000 vs $647,000. The $340,000 difference in home prices means roughly $22,104 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,525/mo in Lakeland compared to $1,700/mo in Roswell, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 103 in Lakeland and 101 in Roswell. A household spending the national average of $475/month on groceries would pay approximately $489/month in Lakeland vs $480/month in Roswell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Lakeland and 98 in Roswell. Monthly utility bills average approximately $408 in Lakeland vs $392 in Roswell. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 95 in Lakeland and 103 in Roswell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $64,200 in Lakeland and $108,800 in Roswell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $69,783 and $96,283 respectively. Roswell residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,498/month to housing in Lakeland vs $2,539/month in Roswell. In Lakeland, median rent of $1,525/mo exceeds this threshold, suggesting renters may feel stretched. In Roswell, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 108 index points — focus your budget analysis there.

Frequently Asked Questions

Lakeland is 18.6% more affordable overall with an index of 92 vs 113.
A $75,000 salary in Lakeland has equivalent purchasing power to approximately $92,120 in Roswell, based on the cost of living difference.
Lakeland's housing index is 79 with median homes at $307,000, while Roswell's is 187 with median homes at $647,000.

Moving & Relocation Resources

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