City Comparison

Lake Charles vs Tyler

Cost of Living Comparison · 2026

Lake Charles

Louisiana
84
Very Affordable
$149,000
Median Home
$925/mo
Median Rent
$59,200
Median Income

Tyler

Texas
85
Very Affordable
$250,000
Median Home
$1,075/mo
Median Rent
$54,800
Median Income

The Verdict

1.2%

Lake Charles is 1.2% less expensive than Tyler overall. A household earning $75,000 in Lake Charles would need approximately $75,893 in Tyler to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
69
Lake Charles
69
Tyler
Groceries
96
Lake Charles
96
Tyler
Utilities
71
Lake Charles
97
Tyler
Transportation
102
Lake Charles
92
Tyler
Healthcare
102
Lake Charles
93
Tyler

Salary Equivalence

A $75,000 salary in Lake Charles has the same purchasing power as $75,893 in Tyler.

Conversely, $75,000 in Tyler equals $74,118 in Lake Charles.

Living in Lake Charles vs Tyler

Housing Costs

Lake Charles's housing index of 69 is equal to Tyler's 69, translating to median home prices of $149,000 vs $250,000. The $101,000 difference in home prices means roughly $6,564 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Lake Charles compared to $1,075/mo in Tyler, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 96 in Lake Charles and 96 in Tyler. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lake Charles vs $456/month in Tyler. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 71 in Lake Charles and 97 in Tyler. Monthly utility bills average approximately $284 in Lake Charles vs $388 in Tyler. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Lake Charles and 93 in Tyler. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $59,200 in Lake Charles and $54,800 in Tyler. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,476 and $64,471 respectively. Lake Charles residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,381/month to housing in Lake Charles vs $1,279/month in Tyler. In Lake Charles, median rent of $925/mo fits within this budget. In Tyler, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Lake Charles is 1.2% more affordable overall with an index of 84 vs 85.
A $75,000 salary in Lake Charles has equivalent purchasing power to approximately $75,893 in Tyler, based on the cost of living difference.
Lake Charles's housing index is 69 with median homes at $149,000, while Tyler's is 69 with median homes at $250,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases