City Comparison

Lake Charles vs Rockford

Cost of Living Comparison · 2026

Lake Charles

Louisiana
84
Very Affordable
$149,000
Median Home
$925/mo
Median Rent
$59,200
Median Income

Rockford

Illinois
79
Very Affordable
$155,000
Median Home
$950/mo
Median Rent
$53,300
Median Income

The Verdict

6.3%

The cost gap between these cities is 6.3%, with Rockford being the more affordable option. A $75,000 income in Lake Charles has equivalent purchasing power to $70,536 in Rockford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
69
Lake Charles
52
Rockford
Groceries
96
Lake Charles
99
Rockford
Utilities
71
Lake Charles
92
Rockford
Transportation
102
Lake Charles
101
Rockford
Healthcare
102
Lake Charles
106
Rockford

Salary Equivalence

A $75,000 salary in Lake Charles has the same purchasing power as $70,536 in Rockford.

Conversely, $75,000 in Rockford equals $79,747 in Lake Charles.

Living in Lake Charles vs Rockford

Housing Costs

Lake Charles's housing index of 69 is higher Rockford's 52, translating to median home prices of $149,000 vs $155,000. The $6,000 difference in home prices means roughly $396 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Lake Charles compared to $950/mo in Rockford, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 96 in Lake Charles and 99 in Rockford. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lake Charles vs $470/month in Rockford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 71 in Lake Charles and 92 in Rockford. Monthly utility bills average approximately $284 in Lake Charles vs $368 in Rockford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Lake Charles and 106 in Rockford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $59,200 in Lake Charles and $53,300 in Rockford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,476 and $67,468 respectively. Lake Charles residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,381/month to housing in Lake Charles vs $1,244/month in Rockford. In Lake Charles, median rent of $925/mo fits within this budget. In Rockford, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Rockford is 6.3% more affordable overall with an index of 79 vs 84.
A $75,000 salary in Lake Charles has equivalent purchasing power to approximately $70,536 in Rockford, based on the cost of living difference.
Lake Charles's housing index is 69 with median homes at $149,000, while Rockford's is 52 with median homes at $155,000.

Moving & Relocation Resources

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