City Comparison

Lake Charles vs Racine

Cost of Living Comparison · 2026

Lake Charles

Louisiana
84
Very Affordable
$149,000
Median Home
$925/mo
Median Rent
$59,200
Median Income

Racine

Wisconsin
88
Below Average
$126,000
Median Home
$1,025/mo
Median Rent
$57,700
Median Income

The Verdict

4.5%

Lake Charles is 4.5% less expensive than Racine overall. A household earning $75,000 in Lake Charles would need approximately $78,571 in Racine to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
69
Lake Charles
66
Racine
Groceries
96
Lake Charles
97
Racine
Utilities
71
Lake Charles
94
Racine
Transportation
102
Lake Charles
90
Racine
Healthcare
102
Lake Charles
111
Racine

Salary Equivalence

A $75,000 salary in Lake Charles has the same purchasing power as $78,571 in Racine.

Conversely, $75,000 in Racine equals $71,591 in Lake Charles.

Living in Lake Charles vs Racine

Housing Costs

Lake Charles's housing index of 69 is higher Racine's 66, translating to median home prices of $149,000 vs $126,000. The $23,000 difference in home prices means roughly $1,500 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Lake Charles compared to $1,025/mo in Racine, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 96 in Lake Charles and 97 in Racine. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lake Charles vs $461/month in Racine. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 71 in Lake Charles and 94 in Racine. Monthly utility bills average approximately $284 in Lake Charles vs $376 in Racine. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Lake Charles and 111 in Racine. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $59,200 in Lake Charles and $57,700 in Racine. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,476 and $65,568 respectively. Lake Charles residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,381/month to housing in Lake Charles vs $1,346/month in Racine. In Lake Charles, median rent of $925/mo fits within this budget. In Racine, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Lake Charles is 4.5% more affordable overall with an index of 84 vs 88.
A $75,000 salary in Lake Charles has equivalent purchasing power to approximately $78,571 in Racine, based on the cost of living difference.
Lake Charles's housing index is 69 with median homes at $149,000, while Racine's is 66 with median homes at $126,000.

Moving & Relocation Resources

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