City Comparison

Lake Charles vs Overland Park

Cost of Living Comparison · 2026

Lake Charles

Louisiana
84
Very Affordable
$149,000
Median Home
$925/mo
Median Rent
$59,200
Median Income

Overland Park

Kansas
106
Above Average
$414,000
Median Home
$1,450/mo
Median Rent
$104,800
Median Income

The Verdict

20.8%

The cost gap between these cities is 20.8%, with Lake Charles being the more affordable option. A $75,000 income in Lake Charles has equivalent purchasing power to $94,643 in Overland Park.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
69
Lake Charles
109
Overland Park
Groceries
96
Lake Charles
96
Overland Park
Utilities
71
Lake Charles
98
Overland Park
Transportation
102
Lake Charles
95
Overland Park
Healthcare
102
Lake Charles
102
Overland Park

Salary Equivalence

A $75,000 salary in Lake Charles has the same purchasing power as $94,643 in Overland Park.

Conversely, $75,000 in Overland Park equals $59,434 in Lake Charles.

Living in Lake Charles vs Overland Park

Housing Costs

Lake Charles's housing index of 69 is lower Overland Park's 109, translating to median home prices of $149,000 vs $414,000. The $265,000 difference in home prices means roughly $17,220 per year in additional mortgage costs at current rates. Renters face a similar gap: $925/mo in Lake Charles compared to $1,450/mo in Overland Park, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 96 in Lake Charles and 96 in Overland Park. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lake Charles vs $456/month in Overland Park. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 71 in Lake Charles and 98 in Overland Park. Monthly utility bills average approximately $284 in Lake Charles vs $392 in Overland Park. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Lake Charles and 102 in Overland Park. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $59,200 in Lake Charles and $104,800 in Overland Park. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $70,476 and $98,868 respectively. Overland Park residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,381/month to housing in Lake Charles vs $2,445/month in Overland Park. In Lake Charles, median rent of $925/mo fits within this budget. In Overland Park, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 40 index points — focus your budget analysis there.

Frequently Asked Questions

Lake Charles is 20.8% more affordable overall with an index of 84 vs 106.
A $75,000 salary in Lake Charles has equivalent purchasing power to approximately $94,643 in Overland Park, based on the cost of living difference.
Lake Charles's housing index is 69 with median homes at $149,000, while Overland Park's is 109 with median homes at $414,000.

Moving & Relocation Resources

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