Lafayette vs Sioux City
Cost of Living Comparison · 2026
Lafayette
Sioux City
The Verdict
The cost gap between these cities is 4.7%, with Sioux City being the more affordable option. A $75,000 income in Lafayette has equivalent purchasing power to $71,667 in Sioux City.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Lafayette has the same purchasing power as $71,667 in Sioux City.
Conversely, $75,000 in Sioux City equals $78,488 in Lafayette.
Living in Lafayette vs Sioux City
Housing Costs
Lafayette's housing index of 73 is lower Sioux City's 74, translating to median home prices of $214,000 vs $182,000. The $32,000 difference in home prices means roughly $2,076 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Lafayette compared to $875/mo in Sioux City, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 96 in Lafayette and 97 in Sioux City. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lafayette vs $461/month in Sioux City. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Lafayette and 89 in Sioux City. Monthly utility bills average approximately $388 in Lafayette vs $356 in Sioux City. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 80 in Lafayette and 101 in Sioux City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $61,900 in Lafayette and $65,500 in Sioux City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,778 and $76,163 respectively. Sioux City residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,444/month to housing in Lafayette vs $1,528/month in Sioux City. In Lafayette, median rent of $1,100/mo fits within this budget. In Sioux City, median rent of $875/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 21 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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