Lafayette vs Morgantown
Cost of Living Comparison · 2026
Lafayette
Morgantown
The Verdict
Lafayette is 0.0% less expensive than Morgantown overall. A household earning $75,000 in Lafayette would need approximately $75,000 in Morgantown to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Lafayette has the same purchasing power as $75,000 in Morgantown.
Conversely, $75,000 in Morgantown equals $75,000 in Lafayette.
Living in Lafayette vs Morgantown
Housing Costs
Lafayette's housing index of 73 is lower Morgantown's 81, translating to median home prices of $214,000 vs $259,000. The $45,000 difference in home prices means roughly $2,928 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Lafayette compared to $950/mo in Morgantown, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 96 in Lafayette and 95 in Morgantown. A household spending the national average of $475/month on groceries would pay approximately $456/month in Lafayette vs $451/month in Morgantown. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 97 in Lafayette and 91 in Morgantown. Monthly utility bills average approximately $388 in Lafayette vs $364 in Morgantown. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 80 in Lafayette and 88 in Morgantown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $61,900 in Lafayette and $44,700 in Morgantown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,778 and $49,667 respectively. Lafayette residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,444/month to housing in Lafayette vs $1,043/month in Morgantown. In Lafayette, median rent of $1,100/mo fits within this budget. In Morgantown, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 8 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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