Knoxville vs Yuma
Cost of Living Comparison · 2026
Knoxville
Yuma
The Verdict
Knoxville is 4.3% less expensive than Yuma overall. A household earning $75,000 in Knoxville would need approximately $78,409 in Yuma to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Knoxville has the same purchasing power as $78,409 in Yuma.
Conversely, $75,000 in Yuma equals $71,739 in Knoxville.
Living in Knoxville vs Yuma
Housing Costs
Knoxville's housing index of 73 is lower Yuma's 82, translating to median home prices of $240,000 vs $284,000. The $44,000 difference in home prices means roughly $2,856 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Knoxville compared to $1,100/mo in Yuma, a monthly difference of $0.
Grocery & Food Costs
Grocery expenses index at 94 in Knoxville and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $447/month in Knoxville vs $480/month in Yuma. Knoxville offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 90 in Knoxville and 102 in Yuma. Monthly utility bills average approximately $360 in Knoxville vs $408 in Yuma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 93 in Knoxville and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $42,898 in Knoxville and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $48,748 and $58,804 respectively. Yuma residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,001/month to housing in Knoxville vs $1,262/month in Yuma. In Knoxville, median rent of $1,100/mo exceeds this threshold, suggesting renters may feel stretched. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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