Side-by-side cost of living comparison for 2026
18% cheaper
Knoxville is 18% more affordable than Springfield. A $75,000 salary in Springfield is equivalent to $61,682 in Knoxville.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Tennessee salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Knoxville has a housing index of 73 while Springfield sits at 106 (national average = 100). The median home in Knoxville costs $240,000 compared to $230,000 in Springfield, a difference of $10,000. Monthly rent follows a similar pattern: $1,100 in Knoxville versus $1,200 in Springfield.
Groceries and everyday expenses show a notable difference: Knoxville scores 94 while Springfield scores 104.
Healthcare costs in Knoxville (93) are lower than Springfield (114).
Median household income in Knoxville is $42,898 compared to $41,612 in Springfield. When adjusted for cost of living, income goes further in Knoxville.
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