City Comparison

Knoxville vs Rock Hill

Cost of Living Comparison · 2026

Knoxville

Tennessee
88
Below Average
$240,000
Median Home
$1,100/mo
Median Rent
$42,898
Median Income

Rock Hill

South Carolina
100
Average
$305,000
Median Home
$1,125/mo
Median Rent
$65,800
Median Income

The Verdict

12.0%

Living in Knoxville costs 12.0% less than Rock Hill. To match the purchasing power of a $75,000 salary in Knoxville, you would need $85,227 in Rock Hill.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
73
Knoxville
79
Rock Hill
Groceries
94
Knoxville
105
Rock Hill
Utilities
90
Knoxville
94
Rock Hill
Transportation
97
Knoxville
103
Rock Hill
Healthcare
93
Knoxville
106
Rock Hill

Salary Equivalence

A $75,000 salary in Knoxville has the same purchasing power as $85,227 in Rock Hill.

Conversely, $75,000 in Rock Hill equals $66,000 in Knoxville.

Living in Knoxville vs Rock Hill

Housing Costs

Knoxville's housing index of 73 is lower Rock Hill's 79, translating to median home prices of $240,000 vs $305,000. The $65,000 difference in home prices means roughly $4,224 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Knoxville compared to $1,125/mo in Rock Hill, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 94 in Knoxville and 105 in Rock Hill. A household spending the national average of $475/month on groceries would pay approximately $447/month in Knoxville vs $499/month in Rock Hill. Knoxville offers a meaningful advantage on everyday food costs, saving roughly $624/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Knoxville and 94 in Rock Hill. Monthly utility bills average approximately $360 in Knoxville vs $376 in Rock Hill. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 93 in Knoxville and 106 in Rock Hill. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 13-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $42,898 in Knoxville and $65,800 in Rock Hill. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $48,748 and $65,800 respectively. Rock Hill residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,001/month to housing in Knoxville vs $1,535/month in Rock Hill. In Knoxville, median rent of $1,100/mo exceeds this threshold, suggesting renters may feel stretched. In Rock Hill, median rent of $1,125/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Knoxville is 12.0% more affordable overall with an index of 88 vs 100.
A $75,000 salary in Knoxville has equivalent purchasing power to approximately $85,227 in Rock Hill, based on the cost of living difference.
Knoxville's housing index is 73 with median homes at $240,000, while Rock Hill's is 79 with median homes at $305,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases