City Comparison

Knoxville vs Las Cruces

Cost of Living Comparison · 2026

Knoxville

Tennessee
88
Below Average
$240,000
Median Home
$1,100/mo
Median Rent
$42,898
Median Income

Las Cruces

New Mexico
84
Very Affordable
$232,000
Median Home
$1,000/mo
Median Rent
$55,400
Median Income

The Verdict

4.8%

The cost gap between these cities is 4.8%, with Las Cruces being the more affordable option. A $75,000 income in Knoxville has equivalent purchasing power to $71,591 in Las Cruces.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
73
Knoxville
82
Las Cruces
Groceries
94
Knoxville
97
Las Cruces
Utilities
90
Knoxville
81
Las Cruces
Transportation
97
Knoxville
92
Las Cruces
Healthcare
93
Knoxville
113
Las Cruces

Salary Equivalence

A $75,000 salary in Knoxville has the same purchasing power as $71,591 in Las Cruces.

Conversely, $75,000 in Las Cruces equals $78,571 in Knoxville.

Living in Knoxville vs Las Cruces

Housing Costs

Knoxville's housing index of 73 is lower Las Cruces's 82, translating to median home prices of $240,000 vs $232,000. The $8,000 difference in home prices means roughly $516 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Knoxville compared to $1,000/mo in Las Cruces, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 94 in Knoxville and 97 in Las Cruces. A household spending the national average of $475/month on groceries would pay approximately $447/month in Knoxville vs $461/month in Las Cruces. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Knoxville and 81 in Las Cruces. Monthly utility bills average approximately $360 in Knoxville vs $324 in Las Cruces. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 93 in Knoxville and 113 in Las Cruces. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $42,898 in Knoxville and $55,400 in Las Cruces. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $48,748 and $65,952 respectively. Las Cruces residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,001/month to housing in Knoxville vs $1,293/month in Las Cruces. In Knoxville, median rent of $1,100/mo exceeds this threshold, suggesting renters may feel stretched. In Las Cruces, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Las Cruces is 4.8% more affordable overall with an index of 84 vs 88.
A $75,000 salary in Knoxville has equivalent purchasing power to approximately $71,591 in Las Cruces, based on the cost of living difference.
Knoxville's housing index is 73 with median homes at $240,000, while Las Cruces's is 82 with median homes at $232,000.

Moving & Relocation Resources

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