City Comparison

Knoxville vs Lake Charles

Cost of Living Comparison · 2026

Knoxville

Tennessee
88
Below Average
$240,000
Median Home
$1,100/mo
Median Rent
$42,898
Median Income

Lake Charles

Louisiana
84
Very Affordable
$149,000
Median Home
$925/mo
Median Rent
$59,200
Median Income

The Verdict

4.8%

Lake Charles is 4.8% less expensive than Knoxville overall. A household earning $75,000 in Knoxville would need approximately $71,591 in Lake Charles to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
73
Knoxville
69
Lake Charles
Groceries
94
Knoxville
96
Lake Charles
Utilities
90
Knoxville
71
Lake Charles
Transportation
97
Knoxville
102
Lake Charles
Healthcare
93
Knoxville
102
Lake Charles

Salary Equivalence

A $75,000 salary in Knoxville has the same purchasing power as $71,591 in Lake Charles.

Conversely, $75,000 in Lake Charles equals $78,571 in Knoxville.

Living in Knoxville vs Lake Charles

Housing Costs

Knoxville's housing index of 73 is higher Lake Charles's 69, translating to median home prices of $240,000 vs $149,000. The $91,000 difference in home prices means roughly $5,916 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Knoxville compared to $925/mo in Lake Charles, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 94 in Knoxville and 96 in Lake Charles. A household spending the national average of $475/month on groceries would pay approximately $447/month in Knoxville vs $456/month in Lake Charles. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Knoxville and 71 in Lake Charles. Monthly utility bills average approximately $360 in Knoxville vs $284 in Lake Charles. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 93 in Knoxville and 102 in Lake Charles. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $42,898 in Knoxville and $59,200 in Lake Charles. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $48,748 and $70,476 respectively. Lake Charles residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,001/month to housing in Knoxville vs $1,381/month in Lake Charles. In Knoxville, median rent of $1,100/mo exceeds this threshold, suggesting renters may feel stretched. In Lake Charles, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Lake Charles is 4.8% more affordable overall with an index of 84 vs 88.
A $75,000 salary in Knoxville has equivalent purchasing power to approximately $71,591 in Lake Charles, based on the cost of living difference.
Knoxville's housing index is 73 with median homes at $240,000, while Lake Charles's is 69 with median homes at $149,000.

Moving & Relocation Resources

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