Kissimmee vs St Cloud
Cost of Living Comparison · 2026
Kissimmee
St Cloud
The Verdict
Living in St Cloud costs 12.2% less than Kissimmee. To match the purchasing power of a $75,000 salary in Kissimmee, you would need $66,832 in St Cloud.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Kissimmee has the same purchasing power as $66,832 in St Cloud.
Conversely, $75,000 in St Cloud equals $84,167 in Kissimmee.
Living in Kissimmee vs St Cloud
Housing Costs
Kissimmee's housing index of 111 is higher St Cloud's 82, translating to median home prices of $365,000 vs $250,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Kissimmee compared to $1,000/mo in St Cloud, a monthly difference of $425.
Grocery & Food Costs
Grocery expenses index at 100 in Kissimmee and 101 in St Cloud. A household spending the national average of $475/month on groceries would pay approximately $475/month in Kissimmee vs $480/month in St Cloud. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 88 in Kissimmee and 95 in St Cloud. Monthly utility bills average approximately $352 in Kissimmee vs $380 in St Cloud. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 90 in Kissimmee and 100 in St Cloud. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $51,300 in Kissimmee and $60,200 in St Cloud. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,792 and $66,889 respectively. St Cloud residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,197/month to housing in Kissimmee vs $1,405/month in St Cloud. In Kissimmee, median rent of $1,425/mo exceeds this threshold, suggesting renters may feel stretched. In St Cloud, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 29 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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