City Comparison

Kissimmee vs Oxnard

Cost of Living Comparison · 2026

Kissimmee

Florida
101
Average
$365,000
Median Home
$1,425/mo
Median Rent
$51,300
Median Income

Oxnard

California
154
Very Expensive
$653,000
Median Home
$1,925/mo
Median Rent
$96,200
Median Income

The Verdict

34.4%

The cost gap between these cities is 34.4%, with Kissimmee being the more affordable option. A $75,000 income in Kissimmee has equivalent purchasing power to $114,356 in Oxnard.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
111
Kissimmee
253
Oxnard
Groceries
100
Kissimmee
112
Oxnard
Utilities
88
Kissimmee
107
Oxnard
Transportation
95
Kissimmee
135
Oxnard
Healthcare
90
Kissimmee
113
Oxnard

Salary Equivalence

A $75,000 salary in Kissimmee has the same purchasing power as $114,356 in Oxnard.

Conversely, $75,000 in Oxnard equals $49,188 in Kissimmee.

Living in Kissimmee vs Oxnard

Housing Costs

Kissimmee's housing index of 111 is lower Oxnard's 253, translating to median home prices of $365,000 vs $653,000. The $288,000 difference in home prices means roughly $18,720 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Kissimmee compared to $1,925/mo in Oxnard, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 100 in Kissimmee and 112 in Oxnard. A household spending the national average of $475/month on groceries would pay approximately $475/month in Kissimmee vs $532/month in Oxnard. Kissimmee offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 88 in Kissimmee and 107 in Oxnard. Monthly utility bills average approximately $352 in Kissimmee vs $428 in Oxnard. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Kissimmee and 113 in Oxnard. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $51,300 in Kissimmee and $96,200 in Oxnard. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,792 and $62,468 respectively. Oxnard residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,197/month to housing in Kissimmee vs $2,245/month in Oxnard. In Kissimmee, median rent of $1,425/mo exceeds this threshold, suggesting renters may feel stretched. In Oxnard, median rent of $1,925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 142 index points — focus your budget analysis there.

Frequently Asked Questions

Kissimmee is 34.4% more affordable overall with an index of 101 vs 154.
A $75,000 salary in Kissimmee has equivalent purchasing power to approximately $114,356 in Oxnard, based on the cost of living difference.
Kissimmee's housing index is 111 with median homes at $365,000, while Oxnard's is 253 with median homes at $653,000.

Moving & Relocation Resources

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