City Comparison

Kissimmee vs Montgomery

Cost of Living Comparison · 2026

Kissimmee

Florida
101
Average
$365,000
Median Home
$1,425/mo
Median Rent
$51,300
Median Income

Montgomery

Alabama
79
Very Affordable
$162,000
Median Home
$1,000/mo
Median Rent
$56,800
Median Income

The Verdict

27.8%

Living in Montgomery costs 27.8% less than Kissimmee. To match the purchasing power of a $75,000 salary in Kissimmee, you would need $58,663 in Montgomery.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
111
Kissimmee
49
Montgomery
Groceries
100
Kissimmee
99
Montgomery
Utilities
88
Kissimmee
115
Montgomery
Transportation
95
Kissimmee
92
Montgomery
Healthcare
90
Kissimmee
78
Montgomery

Salary Equivalence

A $75,000 salary in Kissimmee has the same purchasing power as $58,663 in Montgomery.

Conversely, $75,000 in Montgomery equals $95,886 in Kissimmee.

Living in Kissimmee vs Montgomery

Housing Costs

Kissimmee's housing index of 111 is higher Montgomery's 49, translating to median home prices of $365,000 vs $162,000. The $203,000 difference in home prices means roughly $13,200 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Kissimmee compared to $1,000/mo in Montgomery, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 100 in Kissimmee and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $475/month in Kissimmee vs $470/month in Montgomery. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 88 in Kissimmee and 115 in Montgomery. Monthly utility bills average approximately $352 in Kissimmee vs $460 in Montgomery. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 90 in Kissimmee and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $51,300 in Kissimmee and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,792 and $71,899 respectively. Montgomery residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,197/month to housing in Kissimmee vs $1,325/month in Montgomery. In Kissimmee, median rent of $1,425/mo exceeds this threshold, suggesting renters may feel stretched. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 62 index points — focus your budget analysis there.

Frequently Asked Questions

Montgomery is 27.8% more affordable overall with an index of 79 vs 101.
A $75,000 salary in Kissimmee has equivalent purchasing power to approximately $58,663 in Montgomery, based on the cost of living difference.
Kissimmee's housing index is 111 with median homes at $365,000, while Montgomery's is 49 with median homes at $162,000.

Moving & Relocation Resources

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