Kissimmee vs Modesto
Cost of Living Comparison · 2026
Kissimmee
Modesto
The Verdict
Kissimmee is 9.8% less expensive than Modesto overall. A household earning $75,000 in Kissimmee would need approximately $83,168 in Modesto to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Kissimmee has the same purchasing power as $83,168 in Modesto.
Conversely, $75,000 in Modesto equals $67,634 in Kissimmee.
Living in Kissimmee vs Modesto
Housing Costs
Kissimmee's housing index of 111 is lower Modesto's 121, translating to median home prices of $365,000 vs $380,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Kissimmee compared to $1,400/mo in Modesto, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 100 in Kissimmee and 100 in Modesto. A household spending the national average of $475/month on groceries would pay approximately $475/month in Kissimmee vs $475/month in Modesto. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 88 in Kissimmee and 108 in Modesto. Monthly utility bills average approximately $352 in Kissimmee vs $432 in Modesto. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 90 in Kissimmee and 100 in Modesto. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $51,300 in Kissimmee and $55,138 in Modesto. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $50,792 and $49,230 respectively. Kissimmee residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,197/month to housing in Kissimmee vs $1,287/month in Modesto. In Kissimmee, median rent of $1,425/mo exceeds this threshold, suggesting renters may feel stretched. In Modesto, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 20 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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