Killeen vs Virginia Beach
Cost of Living Comparison · 2026
Killeen
Virginia Beach
The Verdict
Living in Killeen costs 20.0% less than Virginia Beach. To match the purchasing power of a $75,000 salary in Killeen, you would need $93,750 in Virginia Beach.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Killeen has the same purchasing power as $93,750 in Virginia Beach.
Conversely, $75,000 in Virginia Beach equals $60,000 in Killeen.
Living in Killeen vs Virginia Beach
Housing Costs
Killeen's housing index of 56 is lower Virginia Beach's 112, translating to median home prices of $235,000 vs $310,000. The $75,000 difference in home prices means roughly $4,872 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,500/mo in Virginia Beach, a monthly difference of $525.
Grocery & Food Costs
Grocery expenses index at 96 in Killeen and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $475/month in Virginia Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 98 in Virginia Beach. Monthly utility bills average approximately $432 in Killeen vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Killeen and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $56,400 in Killeen and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $69,922 respectively. Virginia Beach residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $1,713/month in Virginia Beach. In Killeen, median rent of $975/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 56 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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