City Comparison

Killeen vs Tacoma

Cost of Living Comparison · 2026

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

Tacoma

Washington
117
Above Average
$400,000
Median Home
$1,600/mo
Median Rent
$58,974
Median Income

The Verdict

28.2%

Killeen is 28.2% less expensive than Tacoma overall. A household earning $75,000 in Killeen would need approximately $104,464 in Tacoma to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
56
Killeen
140
Tacoma
Groceries
96
Killeen
105
Tacoma
Utilities
108
Killeen
108
Tacoma
Transportation
95
Killeen
108
Tacoma
Healthcare
96
Killeen
106
Tacoma

Salary Equivalence

A $75,000 salary in Killeen has the same purchasing power as $104,464 in Tacoma.

Conversely, $75,000 in Tacoma equals $53,846 in Killeen.

Living in Killeen vs Tacoma

Housing Costs

Killeen's housing index of 56 is lower Tacoma's 140, translating to median home prices of $235,000 vs $400,000. The $165,000 difference in home prices means roughly $10,728 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,600/mo in Tacoma, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 96 in Killeen and 105 in Tacoma. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $499/month in Tacoma. Killeen offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 108 in Tacoma. Monthly utility bills average approximately $432 in Killeen vs $432 in Tacoma. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Killeen and 106 in Tacoma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,400 in Killeen and $58,974 in Tacoma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $50,405 respectively. Killeen residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $1,376/month in Tacoma. In Killeen, median rent of $975/mo fits within this budget. In Tacoma, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 84 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 28.2% more affordable overall with an index of 84 vs 117.
A $75,000 salary in Killeen has equivalent purchasing power to approximately $104,464 in Tacoma, based on the cost of living difference.
Killeen's housing index is 56 with median homes at $235,000, while Tacoma's is 140 with median homes at $400,000.

Moving & Relocation Resources

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