City Comparison

Killeen vs Springfield

Cost of Living Comparison · 2026

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

Springfield

Oregon
107
Above Average
$378,000
Median Home
$1,150/mo
Median Rent
$57,600
Median Income

The Verdict

21.5%

The cost gap between these cities is 21.5%, with Killeen being the more affordable option. A $75,000 income in Killeen has equivalent purchasing power to $95,536 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
56
Killeen
116
Springfield
Groceries
96
Killeen
101
Springfield
Utilities
108
Killeen
96
Springfield
Transportation
95
Killeen
107
Springfield
Healthcare
96
Killeen
102
Springfield

Salary Equivalence

A $75,000 salary in Killeen has the same purchasing power as $95,536 in Springfield.

Conversely, $75,000 in Springfield equals $58,879 in Killeen.

Living in Killeen vs Springfield

Housing Costs

Killeen's housing index of 56 is lower Springfield's 116, translating to median home prices of $235,000 vs $378,000. The $143,000 difference in home prices means roughly $9,300 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,150/mo in Springfield, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 96 in Killeen and 101 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $480/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 96 in Springfield. Monthly utility bills average approximately $432 in Killeen vs $384 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Killeen and 102 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,400 in Killeen and $57,600 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $53,832 respectively. Killeen residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $1,344/month in Springfield. In Killeen, median rent of $975/mo fits within this budget. In Springfield, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 60 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 21.5% more affordable overall with an index of 84 vs 107.
A $75,000 salary in Killeen has equivalent purchasing power to approximately $95,536 in Springfield, based on the cost of living difference.
Killeen's housing index is 56 with median homes at $235,000, while Springfield's is 116 with median homes at $378,000.

Moving & Relocation Resources

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