Killeen vs Springfield
Cost of Living Comparison · 2026
Killeen
Springfield
The Verdict
The cost gap between these cities is 7.7%, with Springfield being the more affordable option. A $75,000 income in Killeen has equivalent purchasing power to $69,643 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Killeen has the same purchasing power as $69,643 in Springfield.
Conversely, $75,000 in Springfield equals $80,769 in Killeen.
Living in Killeen vs Springfield
Housing Costs
Killeen's housing index of 56 is higher Springfield's 52, translating to median home prices of $235,000 vs $162,000. The $73,000 difference in home prices means roughly $4,740 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $925/mo in Springfield, a monthly difference of $50.
Grocery & Food Costs
Grocery expenses index at 96 in Killeen and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 98 in Springfield. Monthly utility bills average approximately $432 in Killeen vs $392 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Killeen and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $56,400 in Killeen and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $1,528/month in Springfield. In Killeen, median rent of $975/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 19 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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