City Comparison

Killeen vs Sioux Falls

Cost of Living Comparison · 2026

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

Sioux Falls

South Dakota
93
Below Average
$265,000
Median Home
$1,100/mo
Median Rent
$61,714
Median Income

The Verdict

9.7%

The cost gap between these cities is 9.7%, with Killeen being the more affordable option. A $75,000 income in Killeen has equivalent purchasing power to $83,036 in Sioux Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
56
Killeen
80
Sioux Falls
Groceries
96
Killeen
97
Sioux Falls
Utilities
108
Killeen
94
Sioux Falls
Transportation
95
Killeen
98
Sioux Falls
Healthcare
96
Killeen
101
Sioux Falls

Salary Equivalence

A $75,000 salary in Killeen has the same purchasing power as $83,036 in Sioux Falls.

Conversely, $75,000 in Sioux Falls equals $67,742 in Killeen.

Living in Killeen vs Sioux Falls

Housing Costs

Killeen's housing index of 56 is lower Sioux Falls's 80, translating to median home prices of $235,000 vs $265,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,100/mo in Sioux Falls, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 96 in Killeen and 97 in Sioux Falls. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $461/month in Sioux Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 94 in Sioux Falls. Monthly utility bills average approximately $432 in Killeen vs $376 in Sioux Falls. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Killeen and 101 in Sioux Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,400 in Killeen and $61,714 in Sioux Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $66,359 respectively. Killeen residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $1,440/month in Sioux Falls. In Killeen, median rent of $975/mo fits within this budget. In Sioux Falls, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 9.7% more affordable overall with an index of 84 vs 93.
A $75,000 salary in Killeen has equivalent purchasing power to approximately $83,036 in Sioux Falls, based on the cost of living difference.
Killeen's housing index is 56 with median homes at $235,000, while Sioux Falls's is 80 with median homes at $265,000.

Moving & Relocation Resources

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