City Comparison

Killeen vs Rochester

Cost of Living Comparison · 2026

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

The Verdict

10.6%

The cost gap between these cities is 10.6%, with Killeen being the more affordable option. A $75,000 income in Killeen has equivalent purchasing power to $83,929 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
56
Killeen
95
Rochester
Groceries
96
Killeen
103
Rochester
Utilities
108
Killeen
102
Rochester
Transportation
95
Killeen
102
Rochester
Healthcare
96
Killeen
104
Rochester

Salary Equivalence

A $75,000 salary in Killeen has the same purchasing power as $83,929 in Rochester.

Conversely, $75,000 in Rochester equals $67,021 in Killeen.

Living in Killeen vs Rochester

Housing Costs

Killeen's housing index of 56 is lower Rochester's 95, translating to median home prices of $235,000 vs $345,000. The $110,000 difference in home prices means roughly $7,152 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,275/mo in Rochester, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 96 in Killeen and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $489/month in Rochester. Killeen offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 102 in Rochester. Monthly utility bills average approximately $432 in Killeen vs $408 in Rochester. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Killeen and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,400 in Killeen and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $2,135/month in Rochester. In Killeen, median rent of $975/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 39 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 10.6% more affordable overall with an index of 84 vs 94.
A $75,000 salary in Killeen has equivalent purchasing power to approximately $83,929 in Rochester, based on the cost of living difference.
Killeen's housing index is 56 with median homes at $235,000, while Rochester's is 95 with median homes at $345,000.

Moving & Relocation Resources

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