City Comparison

Killeen vs Rapid City

Cost of Living Comparison · 2026

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

Rapid City

South Dakota
98
Average
$325,000
Median Home
$1,100/mo
Median Rent
$70,900
Median Income

The Verdict

14.3%

Living in Killeen costs 14.3% less than Rapid City. To match the purchasing power of a $75,000 salary in Killeen, you would need $87,500 in Rapid City.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
56
Killeen
91
Rapid City
Groceries
96
Killeen
102
Rapid City
Utilities
108
Killeen
87
Rapid City
Transportation
95
Killeen
102
Rapid City
Healthcare
96
Killeen
107
Rapid City

Salary Equivalence

A $75,000 salary in Killeen has the same purchasing power as $87,500 in Rapid City.

Conversely, $75,000 in Rapid City equals $64,286 in Killeen.

Living in Killeen vs Rapid City

Housing Costs

Killeen's housing index of 56 is lower Rapid City's 91, translating to median home prices of $235,000 vs $325,000. The $90,000 difference in home prices means roughly $5,856 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,100/mo in Rapid City, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 96 in Killeen and 102 in Rapid City. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $485/month in Rapid City. Killeen offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 87 in Rapid City. Monthly utility bills average approximately $432 in Killeen vs $348 in Rapid City. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Killeen and 107 in Rapid City. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,400 in Killeen and $70,900 in Rapid City. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $72,347 respectively. Rapid City residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $1,654/month in Rapid City. In Killeen, median rent of $975/mo fits within this budget. In Rapid City, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 35 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 14.3% more affordable overall with an index of 84 vs 98.
A $75,000 salary in Killeen has equivalent purchasing power to approximately $87,500 in Rapid City, based on the cost of living difference.
Killeen's housing index is 56 with median homes at $235,000, while Rapid City's is 91 with median homes at $325,000.

Moving & Relocation Resources

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