City Comparison

Killeen vs Providence

Cost of Living Comparison · 2026

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

Providence

Rhode Island
110
Above Average
$310,000
Median Home
$1,500/mo
Median Rent
$47,012
Median Income

The Verdict

23.6%

Living in Killeen costs 23.6% less than Providence. To match the purchasing power of a $75,000 salary in Killeen, you would need $98,214 in Providence.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
56
Killeen
118
Providence
Groceries
96
Killeen
105
Providence
Utilities
108
Killeen
119
Providence
Transportation
95
Killeen
102
Providence
Healthcare
96
Killeen
112
Providence

Salary Equivalence

A $75,000 salary in Killeen has the same purchasing power as $98,214 in Providence.

Conversely, $75,000 in Providence equals $57,273 in Killeen.

Living in Killeen vs Providence

Housing Costs

Killeen's housing index of 56 is lower Providence's 118, translating to median home prices of $235,000 vs $310,000. The $75,000 difference in home prices means roughly $4,872 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,500/mo in Providence, a monthly difference of $525.

Grocery & Food Costs

Grocery expenses index at 96 in Killeen and 105 in Providence. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $499/month in Providence. Killeen offers a meaningful advantage on everyday food costs, saving roughly $516/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 119 in Providence. Monthly utility bills average approximately $432 in Killeen vs $476 in Providence. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Killeen and 112 in Providence. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,400 in Killeen and $47,012 in Providence. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $42,738 respectively. Killeen residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $1,097/month in Providence. In Killeen, median rent of $975/mo fits within this budget. In Providence, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 62 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 23.6% more affordable overall with an index of 84 vs 110.
A $75,000 salary in Killeen has equivalent purchasing power to approximately $98,214 in Providence, based on the cost of living difference.
Killeen's housing index is 56 with median homes at $235,000, while Providence's is 118 with median homes at $310,000.

Moving & Relocation Resources

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