Killeen vs Plano
Cost of Living Comparison · 2026
Killeen
Plano
The Verdict
Living in Killeen costs 22.9% less than Plano. To match the purchasing power of a $75,000 salary in Killeen, you would need $97,321 in Plano.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Killeen has the same purchasing power as $97,321 in Plano.
Conversely, $75,000 in Plano equals $57,798 in Killeen.
Living in Killeen vs Plano
Housing Costs
Killeen's housing index of 56 is lower Plano's 123, translating to median home prices of $235,000 vs $400,000. The $165,000 difference in home prices means roughly $10,728 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,700/mo in Plano, a monthly difference of $725.
Grocery & Food Costs
Grocery expenses index at 96 in Killeen and 98 in Plano. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $466/month in Plano. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 99 in Plano. Monthly utility bills average approximately $432 in Killeen vs $396 in Plano. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Killeen and 100 in Plano. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $56,400 in Killeen and $96,348 in Plano. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $88,393 respectively. Plano residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $2,248/month in Plano. In Killeen, median rent of $975/mo fits within this budget. In Plano, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 67 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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