City Comparison

Killeen vs Pearland

Cost of Living Comparison · 2026

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

Pearland

Texas
100
Average
$372,000
Median Home
$1,800/mo
Median Rent
$118,800
Median Income

The Verdict

16.0%

Living in Killeen costs 16.0% less than Pearland. To match the purchasing power of a $75,000 salary in Killeen, you would need $89,286 in Pearland.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
56
Killeen
99
Pearland
Groceries
96
Killeen
97
Pearland
Utilities
108
Killeen
100
Pearland
Transportation
95
Killeen
91
Pearland
Healthcare
96
Killeen
105
Pearland

Salary Equivalence

A $75,000 salary in Killeen has the same purchasing power as $89,286 in Pearland.

Conversely, $75,000 in Pearland equals $63,000 in Killeen.

Living in Killeen vs Pearland

Housing Costs

Killeen's housing index of 56 is lower Pearland's 99, translating to median home prices of $235,000 vs $372,000. The $137,000 difference in home prices means roughly $8,904 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,800/mo in Pearland, a monthly difference of $825.

Grocery & Food Costs

Grocery expenses index at 96 in Killeen and 97 in Pearland. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $461/month in Pearland. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 100 in Pearland. Monthly utility bills average approximately $432 in Killeen vs $400 in Pearland. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Killeen and 105 in Pearland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,400 in Killeen and $118,800 in Pearland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $118,800 respectively. Pearland residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $2,772/month in Pearland. In Killeen, median rent of $975/mo fits within this budget. In Pearland, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 16.0% more affordable overall with an index of 84 vs 100.
A $75,000 salary in Killeen has equivalent purchasing power to approximately $89,286 in Pearland, based on the cost of living difference.
Killeen's housing index is 56 with median homes at $235,000, while Pearland's is 99 with median homes at $372,000.

Moving & Relocation Resources

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