Killeen vs Naperville
Cost of Living Comparison · 2026
Killeen
Naperville
The Verdict
The cost gap between these cities is 25.0%, with Killeen being the more affordable option. A $75,000 income in Killeen has equivalent purchasing power to $100,000 in Naperville.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Killeen has the same purchasing power as $100,000 in Naperville.
Conversely, $75,000 in Naperville equals $56,250 in Killeen.
Living in Killeen vs Naperville
Housing Costs
Killeen's housing index of 56 is lower Naperville's 130, translating to median home prices of $235,000 vs $430,000. The $195,000 difference in home prices means roughly $12,672 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,800/mo in Naperville, a monthly difference of $825.
Grocery & Food Costs
Grocery expenses index at 96 in Killeen and 104 in Naperville. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $494/month in Naperville. Killeen offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 99 in Naperville. Monthly utility bills average approximately $432 in Killeen vs $396 in Naperville. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Killeen and 101 in Naperville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $56,400 in Killeen and $118,254 in Naperville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $105,584 respectively. Naperville residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $2,759/month in Naperville. In Killeen, median rent of $975/mo fits within this budget. In Naperville, median rent of $1,800/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 74 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases