Killeen vs Nampa
Cost of Living Comparison · 2026
Killeen
Nampa
The Verdict
The cost gap between these cities is 20.0%, with Killeen being the more affordable option. A $75,000 income in Killeen has equivalent purchasing power to $93,750 in Nampa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Killeen has the same purchasing power as $93,750 in Nampa.
Conversely, $75,000 in Nampa equals $60,000 in Killeen.
Living in Killeen vs Nampa
Housing Costs
Killeen's housing index of 56 is lower Nampa's 104, translating to median home prices of $235,000 vs $371,000. The $136,000 difference in home prices means roughly $8,844 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,500/mo in Nampa, a monthly difference of $525.
Grocery & Food Costs
Grocery expenses index at 96 in Killeen and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $499/month in Nampa. Killeen offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 83 in Nampa. Monthly utility bills average approximately $432 in Killeen vs $332 in Nampa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 96 in Killeen and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $56,400 in Killeen and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $70,762 respectively. Nampa residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $1,734/month in Nampa. In Killeen, median rent of $975/mo fits within this budget. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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