Killeen vs Midland
Cost of Living Comparison · 2026
Killeen
Midland
The Verdict
Living in Killeen costs 8.7% less than Midland. To match the purchasing power of a $75,000 salary in Killeen, you would need $82,143 in Midland.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Killeen has the same purchasing power as $82,143 in Midland.
Conversely, $75,000 in Midland equals $68,478 in Killeen.
Living in Killeen vs Midland
Housing Costs
Killeen's housing index of 56 is lower Midland's 84, translating to median home prices of $235,000 vs $269,000. The $34,000 difference in home prices means roughly $2,208 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,450/mo in Midland, a monthly difference of $475.
Grocery & Food Costs
Grocery expenses index at 96 in Killeen and 96 in Midland. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $456/month in Midland. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 99 in Midland. Monthly utility bills average approximately $432 in Killeen vs $396 in Midland. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Killeen and 110 in Midland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $56,400 in Killeen and $89,600 in Midland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $97,391 respectively. Midland residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $2,091/month in Midland. In Killeen, median rent of $975/mo fits within this budget. In Midland, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 28 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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