Killeen vs Medford
Cost of Living Comparison · 2026
Killeen
Medford
The Verdict
Living in Killeen costs 20.8% less than Medford. To match the purchasing power of a $75,000 salary in Killeen, you would need $94,643 in Medford.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Killeen has the same purchasing power as $94,643 in Medford.
Conversely, $75,000 in Medford equals $59,434 in Killeen.
Living in Killeen vs Medford
Housing Costs
Killeen's housing index of 56 is lower Medford's 139, translating to median home prices of $235,000 vs $406,000. The $171,000 difference in home prices means roughly $11,112 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,375/mo in Medford, a monthly difference of $400.
Grocery & Food Costs
Grocery expenses index at 96 in Killeen and 108 in Medford. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $513/month in Medford. Killeen offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 97 in Medford. Monthly utility bills average approximately $432 in Killeen vs $388 in Medford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 96 in Killeen and 100 in Medford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $56,400 in Killeen and $73,200 in Medford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $69,057 respectively. Medford residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $1,708/month in Medford. In Killeen, median rent of $975/mo fits within this budget. In Medford, median rent of $1,375/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 83 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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