Killeen vs Lubbock
Cost of Living Comparison · 2026
Killeen
Lubbock
The Verdict
Living in Lubbock costs 1.2% less than Killeen. To match the purchasing power of a $75,000 salary in Killeen, you would need $74,107 in Lubbock.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Killeen has the same purchasing power as $74,107 in Lubbock.
Conversely, $75,000 in Lubbock equals $75,904 in Killeen.
Living in Killeen vs Lubbock
Housing Costs
Killeen's housing index of 56 is lower Lubbock's 59, translating to median home prices of $235,000 vs $175,000. The $60,000 difference in home prices means roughly $3,900 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $950/mo in Lubbock, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 96 in Killeen and 93 in Lubbock. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $442/month in Lubbock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 96 in Lubbock. Monthly utility bills average approximately $432 in Killeen vs $384 in Lubbock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 96 in Killeen and 90 in Lubbock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $56,400 in Killeen and $49,834 in Lubbock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $60,041 respectively. Killeen residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $1,163/month in Lubbock. In Killeen, median rent of $975/mo fits within this budget. In Lubbock, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 12 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases