Killeen vs Laredo
Cost of Living Comparison · 2026
Killeen
Laredo
The Verdict
Laredo is 2.4% less expensive than Killeen overall. A household earning $75,000 in Killeen would need approximately $73,214 in Laredo to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Killeen has the same purchasing power as $73,214 in Laredo.
Conversely, $75,000 in Laredo equals $76,829 in Killeen.
Living in Killeen vs Laredo
Housing Costs
Killeen's housing index of 56 is lower Laredo's 81, translating to median home prices of $235,000 vs $190,000. The $45,000 difference in home prices means roughly $2,928 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,075/mo in Laredo, a monthly difference of $100.
Grocery & Food Costs
Grocery expenses index at 96 in Killeen and 91 in Laredo. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $432/month in Laredo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 107 in Laredo. Monthly utility bills average approximately $432 in Killeen vs $428 in Laredo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Killeen and 77 in Laredo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $56,400 in Killeen and $63,900 in Laredo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $77,927 respectively. Laredo residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $1,491/month in Laredo. In Killeen, median rent of $975/mo fits within this budget. In Laredo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 25 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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