City Comparison

Killeen vs Knoxville

Cost of Living Comparison · 2026

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

Knoxville

Tennessee
88
Below Average
$240,000
Median Home
$1,100/mo
Median Rent
$42,898
Median Income

The Verdict

4.5%

The cost gap between these cities is 4.5%, with Killeen being the more affordable option. A $75,000 income in Killeen has equivalent purchasing power to $78,571 in Knoxville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
56
Killeen
73
Knoxville
Groceries
96
Killeen
94
Knoxville
Utilities
108
Killeen
90
Knoxville
Transportation
95
Killeen
97
Knoxville
Healthcare
96
Killeen
93
Knoxville

Salary Equivalence

A $75,000 salary in Killeen has the same purchasing power as $78,571 in Knoxville.

Conversely, $75,000 in Knoxville equals $71,591 in Killeen.

Living in Killeen vs Knoxville

Housing Costs

Killeen's housing index of 56 is lower Knoxville's 73, translating to median home prices of $235,000 vs $240,000. The $5,000 difference in home prices means roughly $324 per year in additional mortgage costs at current rates. Renters face a similar gap: $975/mo in Killeen compared to $1,100/mo in Knoxville, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 96 in Killeen and 94 in Knoxville. A household spending the national average of $475/month on groceries would pay approximately $456/month in Killeen vs $447/month in Knoxville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 108 in Killeen and 90 in Knoxville. Monthly utility bills average approximately $432 in Killeen vs $360 in Knoxville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Killeen and 93 in Knoxville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,400 in Killeen and $42,898 in Knoxville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $67,143 and $48,748 respectively. Killeen residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,316/month to housing in Killeen vs $1,001/month in Knoxville. In Killeen, median rent of $975/mo fits within this budget. In Knoxville, median rent of $1,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 4.5% more affordable overall with an index of 84 vs 88.
A $75,000 salary in Killeen has equivalent purchasing power to approximately $78,571 in Knoxville, based on the cost of living difference.
Killeen's housing index is 56 with median homes at $235,000, while Knoxville's is 73 with median homes at $240,000.

Moving & Relocation Resources

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