Kent vs Warwick
Cost of Living Comparison · 2026
Kent
Warwick
The Verdict
Living in Warwick costs 29.2% less than Kent. To match the purchasing power of a $75,000 salary in Kent, you would need $58,029 in Warwick.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Kent has the same purchasing power as $58,029 in Warwick.
Conversely, $75,000 in Warwick equals $96,934 in Kent.
Living in Kent vs Warwick
Housing Costs
Kent's housing index of 195 is higher Warwick's 127, translating to median home prices of $595,000 vs $413,000. The $182,000 difference in home prices means roughly $11,832 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Kent compared to $1,425/mo in Warwick, a monthly difference of $325.
Grocery & Food Costs
Grocery expenses index at 109 in Kent and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $518/month in Kent vs $485/month in Warwick. Warwick offers a meaningful advantage on everyday food costs, saving roughly $396/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Kent and 112 in Warwick. Monthly utility bills average approximately $368 in Kent vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 122 in Kent and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $98,300 in Kent and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,752 and $70,377 respectively. Kent residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,294/month to housing in Kent vs $1,741/month in Warwick. In Kent, median rent of $1,750/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 68 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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