Kent vs Toledo
Cost of Living Comparison · 2026
Kent
Toledo
The Verdict
Toledo is 77.9% less expensive than Kent overall. A household earning $75,000 in Kent would need approximately $42,153 in Toledo to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Kent has the same purchasing power as $42,153 in Toledo.
Conversely, $75,000 in Toledo equals $133,442 in Kent.
Living in Kent vs Toledo
Housing Costs
Kent's housing index of 195 is higher Toledo's 55, translating to median home prices of $595,000 vs $128,000. The $467,000 difference in home prices means roughly $30,360 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Kent compared to $825/mo in Toledo, a monthly difference of $925.
Grocery & Food Costs
Grocery expenses index at 109 in Kent and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $518/month in Kent vs $466/month in Toledo. Toledo offers a meaningful advantage on everyday food costs, saving roughly $624/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Kent and 92 in Toledo. Monthly utility bills average approximately $368 in Kent vs $368 in Toledo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 122 in Kent and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 38-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $98,300 in Kent and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,752 and $54,805 respectively. Kent residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,294/month to housing in Kent vs $985/month in Toledo. In Kent, median rent of $1,750/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 140 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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