City Comparison

Kent vs Rockford

Cost of Living Comparison · 2026

Kent

Washington
137
Expensive
$595,000
Median Home
$1,750/mo
Median Rent
$98,300
Median Income

Rockford

Illinois
79
Very Affordable
$155,000
Median Home
$950/mo
Median Rent
$53,300
Median Income

The Verdict

73.4%

The cost gap between these cities is 73.4%, with Rockford being the more affordable option. A $75,000 income in Kent has equivalent purchasing power to $43,248 in Rockford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
195
Kent
52
Rockford
Groceries
109
Kent
99
Rockford
Utilities
92
Kent
92
Rockford
Transportation
117
Kent
101
Rockford
Healthcare
122
Kent
106
Rockford

Salary Equivalence

A $75,000 salary in Kent has the same purchasing power as $43,248 in Rockford.

Conversely, $75,000 in Rockford equals $130,063 in Kent.

Living in Kent vs Rockford

Housing Costs

Kent's housing index of 195 is higher Rockford's 52, translating to median home prices of $595,000 vs $155,000. The $440,000 difference in home prices means roughly $28,596 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Kent compared to $950/mo in Rockford, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 109 in Kent and 99 in Rockford. A household spending the national average of $475/month on groceries would pay approximately $518/month in Kent vs $470/month in Rockford. Rockford offers a meaningful advantage on everyday food costs, saving roughly $576/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Kent and 92 in Rockford. Monthly utility bills average approximately $368 in Kent vs $368 in Rockford. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 122 in Kent and 106 in Rockford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $98,300 in Kent and $53,300 in Rockford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,752 and $67,468 respectively. Kent residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,294/month to housing in Kent vs $1,244/month in Rockford. In Kent, median rent of $1,750/mo fits within this budget. In Rockford, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 143 index points — focus your budget analysis there.

Frequently Asked Questions

Rockford is 73.4% more affordable overall with an index of 79 vs 137.
A $75,000 salary in Kent has equivalent purchasing power to approximately $43,248 in Rockford, based on the cost of living difference.
Kent's housing index is 195 with median homes at $595,000, while Rockford's is 52 with median homes at $155,000.

Moving & Relocation Resources

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