City Comparison

Kent vs Philadelphia

Cost of Living Comparison · 2026

Kent

Washington
137
Expensive
$595,000
Median Home
$1,750/mo
Median Rent
$98,300
Median Income

Philadelphia

Pennsylvania
106
Above Average
$240,000
Median Home
$1,400/mo
Median Rent
$49,127
Median Income

The Verdict

29.2%

The cost gap between these cities is 29.2%, with Philadelphia being the more affordable option. A $75,000 income in Kent has equivalent purchasing power to $58,029 in Philadelphia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
195
Kent
107
Philadelphia
Groceries
109
Kent
104
Philadelphia
Utilities
92
Kent
113
Philadelphia
Transportation
117
Kent
108
Philadelphia
Healthcare
122
Kent
101
Philadelphia

Salary Equivalence

A $75,000 salary in Kent has the same purchasing power as $58,029 in Philadelphia.

Conversely, $75,000 in Philadelphia equals $96,934 in Kent.

Living in Kent vs Philadelphia

Housing Costs

Kent's housing index of 195 is higher Philadelphia's 107, translating to median home prices of $595,000 vs $240,000. The $355,000 difference in home prices means roughly $23,076 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Kent compared to $1,400/mo in Philadelphia, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 109 in Kent and 104 in Philadelphia. A household spending the national average of $475/month on groceries would pay approximately $518/month in Kent vs $494/month in Philadelphia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 92 in Kent and 113 in Philadelphia. Monthly utility bills average approximately $368 in Kent vs $452 in Philadelphia. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 122 in Kent and 101 in Philadelphia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $98,300 in Kent and $49,127 in Philadelphia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,752 and $46,346 respectively. Kent residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,294/month to housing in Kent vs $1,146/month in Philadelphia. In Kent, median rent of $1,750/mo fits within this budget. In Philadelphia, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 88 index points — focus your budget analysis there.

Frequently Asked Questions

Philadelphia is 29.2% more affordable overall with an index of 106 vs 137.
A $75,000 salary in Kent has equivalent purchasing power to approximately $58,029 in Philadelphia, based on the cost of living difference.
Kent's housing index is 195 with median homes at $595,000, while Philadelphia's is 107 with median homes at $240,000.

Moving & Relocation Resources

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