Kent vs Montgomery
Cost of Living Comparison · 2026
Kent
Montgomery
The Verdict
Living in Montgomery costs 73.4% less than Kent. To match the purchasing power of a $75,000 salary in Kent, you would need $43,248 in Montgomery.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Kent has the same purchasing power as $43,248 in Montgomery.
Conversely, $75,000 in Montgomery equals $130,063 in Kent.
Living in Kent vs Montgomery
Housing Costs
Kent's housing index of 195 is higher Montgomery's 49, translating to median home prices of $595,000 vs $162,000. The $433,000 difference in home prices means roughly $28,140 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Kent compared to $1,000/mo in Montgomery, a monthly difference of $750.
Grocery & Food Costs
Grocery expenses index at 109 in Kent and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $518/month in Kent vs $470/month in Montgomery. Montgomery offers a meaningful advantage on everyday food costs, saving roughly $576/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Kent and 115 in Montgomery. Monthly utility bills average approximately $368 in Kent vs $460 in Montgomery. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 122 in Kent and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 44-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $98,300 in Kent and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,752 and $71,899 respectively. Montgomery residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,294/month to housing in Kent vs $1,325/month in Montgomery. In Kent, median rent of $1,750/mo fits within this budget. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 146 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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