Kent vs McKinney
Cost of Living Comparison · 2026
Kent
McKinney
The Verdict
McKinney is 22.3% less expensive than Kent overall. A household earning $75,000 in Kent would need approximately $61,314 in McKinney to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Kent has the same purchasing power as $61,314 in McKinney.
Conversely, $75,000 in McKinney equals $91,741 in Kent.
Living in Kent vs McKinney
Housing Costs
Kent's housing index of 195 is higher McKinney's 140, translating to median home prices of $595,000 vs $472,000. The $123,000 difference in home prices means roughly $7,992 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Kent compared to $1,900/mo in McKinney, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 109 in Kent and 97 in McKinney. A household spending the national average of $475/month on groceries would pay approximately $518/month in Kent vs $461/month in McKinney. McKinney offers a meaningful advantage on everyday food costs, saving roughly $684/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Kent and 113 in McKinney. Monthly utility bills average approximately $368 in Kent vs $452 in McKinney. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 122 in Kent and 129 in McKinney. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $98,300 in Kent and $124,200 in McKinney. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,752 and $110,893 respectively. McKinney residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,294/month to housing in Kent vs $2,898/month in McKinney. In Kent, median rent of $1,750/mo fits within this budget. In McKinney, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 55 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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