Kent vs Lincoln
Cost of Living Comparison · 2026
Kent
Lincoln
The Verdict
Living in Lincoln costs 47.3% less than Kent. To match the purchasing power of a $75,000 salary in Kent, you would need $50,912 in Lincoln.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Kent has the same purchasing power as $50,912 in Lincoln.
Conversely, $75,000 in Lincoln equals $110,484 in Kent.
Living in Kent vs Lincoln
Housing Costs
Kent's housing index of 195 is higher Lincoln's 77, translating to median home prices of $595,000 vs $264,000. The $331,000 difference in home prices means roughly $21,516 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Kent compared to $1,075/mo in Lincoln, a monthly difference of $675.
Grocery & Food Costs
Grocery expenses index at 109 in Kent and 98 in Lincoln. A household spending the national average of $475/month on groceries would pay approximately $518/month in Kent vs $466/month in Lincoln. Lincoln offers a meaningful advantage on everyday food costs, saving roughly $624/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 92 in Kent and 93 in Lincoln. Monthly utility bills average approximately $368 in Kent vs $372 in Lincoln. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 122 in Kent and 102 in Lincoln. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $98,300 in Kent and $71,900 in Lincoln. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $71,752 and $77,312 respectively. Lincoln residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,294/month to housing in Kent vs $1,678/month in Lincoln. In Kent, median rent of $1,750/mo fits within this budget. In Lincoln, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 118 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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