City Comparison

Kenosha vs Toledo

Cost of Living Comparison · 2026

Kenosha

Wisconsin
91
Below Average
$275,000
Median Home
$1,250/mo
Median Rent
$68,900
Median Income

Toledo

Ohio
77
Very Affordable
$128,000
Median Home
$825/mo
Median Rent
$42,200
Median Income

The Verdict

18.2%

The cost gap between these cities is 18.2%, with Toledo being the more affordable option. A $75,000 income in Kenosha has equivalent purchasing power to $63,462 in Toledo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
82
Kenosha
55
Toledo
Groceries
99
Kenosha
98
Toledo
Utilities
95
Kenosha
92
Toledo
Transportation
103
Kenosha
101
Toledo
Healthcare
96
Kenosha
84
Toledo

Salary Equivalence

A $75,000 salary in Kenosha has the same purchasing power as $63,462 in Toledo.

Conversely, $75,000 in Toledo equals $88,636 in Kenosha.

Living in Kenosha vs Toledo

Housing Costs

Kenosha's housing index of 82 is higher Toledo's 55, translating to median home prices of $275,000 vs $128,000. The $147,000 difference in home prices means roughly $9,552 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,250/mo in Kenosha compared to $825/mo in Toledo, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 99 in Kenosha and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $470/month in Kenosha vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 95 in Kenosha and 92 in Toledo. Monthly utility bills average approximately $380 in Kenosha vs $368 in Toledo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Kenosha and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $68,900 in Kenosha and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $75,714 and $54,805 respectively. Kenosha residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,608/month to housing in Kenosha vs $985/month in Toledo. In Kenosha, median rent of $1,250/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.

Frequently Asked Questions

Toledo is 18.2% more affordable overall with an index of 77 vs 91.
A $75,000 salary in Kenosha has equivalent purchasing power to approximately $63,462 in Toledo, based on the cost of living difference.
Kenosha's housing index is 82 with median homes at $275,000, while Toledo's is 55 with median homes at $128,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases